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Farnham Insurance Agency

Since the beginning of our family-owned agency in 1972, Farnham Insurance Agency has been focused on the founding principles of treating others the way they would want to be treated, all while providing friendly, knowledgeable service. We continue to live up to those ideals with each and every client.

We are celebrating 50 years in the insurance industry, which means you can count on us for knowledgeable advice and a friendly face to put with your insurance. We focus on working with you directly to understand your needs, risks, and goals to help you insure what’s most important.

Here at Farnham Insurance Agency, we believe that customer service is key, and building trusted relationships starts with the first impression and carries through the entire insurance journey. We invite you to start your journey with us because, with us, you’re more than a client to us. You’re family.

A local, family-owned insurance agency that’s here for you.

Accessible and Available

We are here to help you with your insurance—even when it’s after hours. That’s why we offer appointments to fit your schedule.

Your Needs Come First

We’re dedicated to providing you with customer service that makes you smile and understand your insurance at the same time.

Family-Owned and Operated

We’re proud to be family-owned and operated since 1972, backed by 50 years in the insurance industry.

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Team-Pam
Pam Hoffman
Agency Co-Owner
  • Began working at Farnham Insurance in 1984.
  • Treats each and every client as she would want to be treated.
  • Licensed agent in property and casualty, life accident, and health insurance.
Team-Jay
Jay Farnham
Agency Co-Owner
  • Began working for the agency in 1988.
  • Treats clients with superior customer service and helpful knowledge.
  • Licensed agent in property and casualty, life accident, and health insurance.

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Insurance Focused On You

Through dedicated service, we strive to put you first throughout your insurance journey. That’s why we offer a variety of personal insurance and business insurance to help you insure what’s important.

Personal Insurance

“We have been with Farnham Insurance for over 25 years for all of our home and auto insurance policies. They are always quick to respond to any questions or concerns we have. We highly recommend!”

- Melissa M.

“Farnham has been my agent for 20+ years. No agent is more thorough and trustworthy. Quick, knowledgeable, and great to work with in the event you need them.”

- M. P.

Business Insurance

Insuring Our Local Community and Beyond

From our local office in Mechanicsburg, PA, we provide award-winning customer service and put a friendly face to your insurance throughout the communities we serve across Pennsylvania. Get in touch with us to get started!

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The Independent Advantage
We represent multiple insurance companies.
We are licensed insurance advisors.
We are by your side every step of the way.
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Farnham Insurance Agency + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Erie Insurance Founders’ Award

We’re proud to be recipients for multiple years because of our dedicated to customer service.

Real clients. Real reviews. Real coverage.

“By far the best insurance agency I have ever done business with. A great local company with an excellent staff! I highly recommend them for all of your insurance needs.”

– Buz D.
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We’re Committed to Our Community

As a local business, we take pride in the area we serve and in making it a better place for everyone. That’s why we sponsor local youth sports, school activities, and sponsored events to help make a positive impact.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Life
Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.

Solution

Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Life Insurance 101

Make sure you cover the unique risks you face with life insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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Mechanicsburg, PA

507 N York Street, Suite 2
Mechanicsburg, PA 17055

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