Farnham Insurance Blog
A Few Key Pieces You May Not Know About Insurance
Guide to Mobile Home Insurance
Due to their unique construction and vulnerability to certain weather, such as windstorms, mobile homes typically don’t qualify for traditional homeowners insurance. Instead, you need to look into separate mobile home insurance. Mobile vs. modular homes Both mobile...
Home Insurance Breakdown: What Is Coverage A (Dwelling)?
Home insurance may seem like a complicated entity, but it’s actually pretty easy to understand when it’s broken down into separate unique coverages. Arguably the most pivotal portion of your home insurance policy is dwelling coverage, which is called Coverage A in...
Buying Home Insurance? Make Sure Your Valuables Are Covered.
Quick take: Does homeowners insurance cover my valuables? Homeowners insurance may not cover all your valuables automatically. Talk with an agent to understand the limitations and exclusions in your home insurance policy. You may need additional coverage to properly...
Business Insurance: The Ultimate Guide for Small Businesses
Business insurance is a form of protection small business owners can buy to safeguard their personal or business assets. Getting the appropriate coverage for your operations protects your assets by covering customer lawsuits, property damage, and other perils so that...
Homeowners’ Insurance: What You Need to Know
Before finalizing a mortgage loan, lenders require homebuyers to purchase at least a minimal level of "hazard insurance," which is part of the standard homeowners' insurance policy. Hazard insurance will cover unintentional damage or destruction by fire, smoke, wind,...
What is Auto Insurance?
Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. But is it enough? What are the options? Learn how car insurance works and what types of coverage are available. Understanding auto...
Underground Service Line Coverage
Underground Service Line Coverage Erie now offers an endorsement that can be added to your current ErieSecure Homeowner Policy. The endorsement is called Underground Service Line Coverage. Erie Insurance will provide Underground Service Line Coverage for loss, damage...
Understanding The “Tort” Options
There are many choices to be made when shopping for auto insurance. The obvious choices might be the cost, company reputation, and customer service. Other important concerns are the types of coverage that you choose to protect you and your family or other members of...
Are Your Tools & Equipment Covered?
One of the most common misunderstandings regarding a commercial policy is that the equipment and tools used in the daily operations are automatically covered if a loss occurs. The Erie commercial line policies require that this coverage be purchased separately or...