Farnham Insurance Blog
A Few Key Pieces You May Not Know About Insurance
Understanding The “Tort” Options
There are many choices to be made when shopping for auto insurance. The obvious choices might be the cost, company reputation, and customer service. Other important concerns are the types of coverage that you choose to protect you and your family or other members of...
Are Your Tools & Equipment Covered?
One of the most common misunderstandings regarding a commercial policy is that the equipment and tools used in the daily operations are automatically covered if a loss occurs. The Erie commercial line policies require that this coverage be purchased separately or...
Term Life Insurance
The word "Term" in term life insurance means a period of time. Generally, term insurance is sold in 5 year, 10 year, 15 year and 20 year lengths. Once a policy is issued, the life insurance company is obligated to continue that coverage for the length of term you have...
Contractors Errors & Omissions Coverage
Effective September 1, 2014, Erie Insurance is making Errors and Omissions coverage available to add as optional coverage for Contractors on the Ultraflex and Fivestar policies. The Contractor's E&O coverage provides coverage for the insured's negligent acts,...
Sinkhole Collapse Coverage
Due to the recent Sinkholes that have occurred in our area over the past few years, or agency would like to notify you about the Erie Insurance Sinkhole Collapse Endorsement.The Sinkhole Collapse Endorsement protects you against the actual physical damage to your...
Siding And/Or Roofing Restoration Coverage
Erie Insurance has recently introduced a new endorsement, which can be added to your current homeowner policy. The endorsement is called the "Siding and/or Roofing Restoration Endorsement". In the event of a covered loss, most homeowner policies would only provide...
Sewer and Drain Endorsement vs The Enhancement Endorsement
Our agency has noticed that some of our policyholders are not aware that water or sewage, which backs up through the sewer and drain or which enters into and overflows from within a sump pump, well or any other system designed to remove sub-surface water, is not a...
Make Sure That Your Drivers Are Covered
Too many times our agency becomes aware of certain situations in a household after a claim has occurred. Often we are able to remedy these situations, but sometimes there is an uncertainty of coverage for the driver involved.The following are several of these...
10 Reasons to Check Your Coverage
As our lives change, so do our insurance needs. Speaking to your Agent about these changes can ensure that you have adequate coverage. In some cases, your agent can also offer safety guidance. The following situations are examples of when to check your coverage:...
Blog was last modified: May 15th, 2019 by
