Farnham Insurance Blog
A Few Key Pieces You May Not Know About Insurance
Business Insurance: The Ultimate Guide for Small Businesses
Business insurance is a form of protection small business owners can buy to safeguard their personal or business assets. Getting the appropriate coverage for your operations protects your assets by covering customer lawsuits, property damage, and other perils so that...
Homeowners’ Insurance: What You Need to Know
Before finalizing a mortgage loan, lenders require homebuyers to purchase at least a minimal level of "hazard insurance," which is part of the standard homeowners' insurance policy. Hazard insurance will cover unintentional damage or destruction by fire, smoke, wind,...
What is Auto Insurance?
Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. But is it enough? What are the options? Learn how car insurance works and what types of coverage are available. Understanding auto...
Underground Service Line Coverage
Underground Service Line Coverage Erie now offers an endorsement that can be added to your current ErieSecure Homeowner Policy. The endorsement is called Underground Service Line Coverage. Erie Insurance will provide Underground Service Line Coverage for loss, damage...
Understanding The “Tort” Options
There are many choices to be made when shopping for auto insurance. The obvious choices might be the cost, company reputation, and customer service. Other important concerns are the types of coverage that you choose to protect you and your family or other members of...
Are Your Tools & Equipment Covered?
One of the most common misunderstandings regarding a commercial policy is that the equipment and tools used in the daily operations are automatically covered if a loss occurs. The Erie commercial line policies require that this coverage be purchased separately or...
Term Life Insurance
The word "Term" in term life insurance means a period of time. Generally, term insurance is sold in 5 year, 10 year, 15 year and 20 year lengths. Once a policy is issued, the life insurance company is obligated to continue that coverage for the length of term you have...
Contractors Errors & Omissions Coverage
Effective September 1, 2014, Erie Insurance is making Errors and Omissions coverage available to add as optional coverage for Contractors on the Ultraflex and Fivestar policies. The Contractor's E&O coverage provides coverage for the insured's negligent acts,...
Sinkhole Collapse Coverage
Due to the recent Sinkholes that have occurred in our area over the past few years, or agency would like to notify you about the Erie Insurance Sinkhole Collapse Endorsement. The Sinkhole Collapse Endorsement protects you against the actual physical damage to your...